Calculation Tools
Katılım Mobil
What is Participation Banking?
Participation Account
It is the type of account in which your savings are used in the financing of industry, trade and service sectors within the framework of the sense of interest-free banking, in line with the principles of participation banking, and the income is shared between Ziraat Katılım and the account holder within the framework of profit-loss sharing.
Participation Account with Interim Period Profit Share Payment
Participation Accounts with interim period profit share payment is the type of account which can be opened with a term of 372 days and the profit share payment of which can be made at 1 month, 3-month, 6-month intervals or at the end of period depending on preference.
Eli Bol Account
It is an account that combines Lease Certificates and participation accounts in a single account, and provides more advantageous profits compared to standard participation accounts, allowing you to evaluate your savings in two different investment instruments.
FX/Gold-Indexed Currency-Protected TL Participation Account Currency-Protected
The FX and Gold-Indexed Currency-Protected TL Participation Account is a Turkish Lira participation account we offer to our customers who hold their savings in foreign currency and gold. With this account, your USD, EUR, GBP, or gold balances are protected against exchange rate fluctuations while also being evaluated under the assurance of Ziraat Katılım.
Physical Gold-Indexed Currency-Protected TL Participation Account (FATSİ) Ahlatcı
This is a type of account designed for resident individual customers in Turkey to bring their physical gold holdings into the economy, offering protection against exchange rate risk while also providing an upfront additional return at the time of account opening.
YUVAM Account
The YUVAM Account is a special Turkish Lira participation account offered to non-resident individuals. It allows our customers living abroad to evaluate their savings in USD, EUR, GBP, and CHF at our bank with the guarantee of exchange rate protection provided by the Central Bank of the Republic of Türkiye (CBRT) along with the opportunity to earn additional returns. This advantageous account type ensures that citizens preserve their earnings under all circumstances.
