Credit Card

Secure Shopping Anytime, Anywhere with Bankkart!

Bankkart provides shopping opportunity and points without the need to carry cash 24 hours a day, 365 days a year.

How can I Apply for a Credit Card?

  • You can apply for credit cards and additional cards from Katılım Mobil, Internet Branch and our branches.
  • You can request a limit increase from Katılım Mobil, Internet Branch and our branches.

Where is a Credit Card Used?

  • Credit cards are valid at all workplaces that accept MasterCard and Visa throughout the world.
  • You can use your Bankkart in Bankkart contracted merchants that comply with the principles of Participation Banking by taking advantage of instalments, points and campaigns.

Features

  • Thanks to the contactless feature of Bankkart, you can do shopping quickly and securely.
  • You can do installment shopping at Bankkart merchants.
  • You can check your spending via Participation Mobile.
  • You can use it for your shoppings through internet.
  • You can perform your contactless shoppings of 1 500 TRY and below without entering a password.

Benefits

  • You can do installment shopping with Bankkart program partners and the sectors that comply with the principles of participation banking, and earn points.

Frequently Asked Questions

You can perform credit card password transactions through Customer Contact Center number 0850 220 50 00.

You should call our Customer Contact Center line number 0850 220 50 00 as soon as possible and provide information through lost stolen menu.

Yes. You can make secure 3D-Secure e-commerce transactions with your credit cards that you define as open to domestic and/or overseas e-commerce transactions. You can request your card to be opened or closed for e-commerce transactions through our Katılım Mobil, Internet Branch, Customer Contact Center number 0850 220 50 00 and our branches.

You can do contactless shoppings with a limit up to 1500 TL with your card.

Due to participation banking principles, cash withdrawals with our credit cards is not allowed.

An additional credit card is a credit card that is allocated upon request of the original card holder to people who have turned the age of 15 to use in purchasing of goods and services, in a certain amount or proportion of the limit, so as not to exceed the limit granted to the original card holder and to be covered by this limit.

You can send your additional card application through all our branches.

You can set the limit of your additional card to be a certain proportion of the limit, so as not to exceed the limit granted to the original card holder and to be covered by this limit.

There are provisions in the Turkish Commercial Code, the Banking Law, and the Law on the Debit Cards and the Credit Cards, which indicate that the said card membership/renewal fee can be charged. Additionally, the Credit Card Agreement signed by our credit card customers also includes provisions regarding the application of the card membership/renewal fee.

The card fee for all our original and additional cards is reflected on your card statement after the first financial transaction.In the following periods, card fees are reflected one year later.Card fee information is available in the Product Service Fees section of our website.

Please click to learn your credit card fee and penalty rates.

1000 - 5000 TL aralığındaki işlemler taksitlendirilebilmektedir.

Yasal taksit sınırları çerçevesinde 2,3 veya 4 taksit yapılabilmektedir.

Herhangi bir ücret veya kar payı alınmamaktadır.

Taksitlendirme işlemi, ilgili dönemin hesap kesim tarihinden önce yapılmalıdır. Ayrıca ekstreleşmiş harcamalar için taksitlendirme işlemi yapılamamaktadır.

  • Gecikmiş borcun bulunması durumunda sonradan taksitlendirme işlemi yapılamamaktadır.
  • Taksitlendirilmiş bir işlem için tekrar taksitlendirme talebi alınamamaktadır.
  • Bankkart Lira kullanılarak yapılan işlemler sonradan taksitlendirme uygulaması kapsamında değerlendirilmemektedir.
  • Vergi, sağlık, eğitim ve sigorta harcamaları dışındaki harcamalar taksitlendirilememektedir.
  • Ücretsiz Kart ile yapılan işlemler sonradan taksitlendirme uygulaması kapsamında değerlendirilmemektedir.

E-ticaret işlemleri taksitlendirilebilmektedir.

Taksitlerin geri ödeme süresi boyunca kredi kartı hesap kesim tarihi değişikliği yapılamamaktadır.

 

Sonradan taksitlendirme işlemi yalnızca işlemin yapıldığı gün ve Şube ile Müşteri İletişim Merkezi (0850 220 50 00) aracılığıyla iptal edilebilmektedir.

Sonradan taksitlendirme işlemi yalnızca işlemin yapıldığı gün ve Şube ile Müşteri İletişim Merkezi (0850 220 50 00) aracılığıyla erken kapama yapılabilmektedir.

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