Foreign Currency (FC) Housing Finance

A unique opportunity for clients living abroad to invest in property in Türkiye.

A unique opportunity for clients living abroad to invest in property in Türkiye. At Ziraat Katilim Private Banking, we simplify the process of acquiring real estate in Türkiye for clients residing overseas with income in foreign currency, through our exclusive Foreign Currency (FC) Housing Finance solution.

Who Can Benefit?

  • Real persons who are not citizens of the Republic of Türkiye
  • Customers residing abroad
  • Individuals earning income in USD or EUR
  • Foreign nationals who have the legal right to acquire property in Türkiye (based on the principle of reciprocity)

Product Features

  • Financing is provided in USD or EUR.
  • The maximum financing rate is 50%.
  • A notarized and translated income statement is required.
  • The financing amount is exchanged through the Central Bank before the title process, and a Foreign Exchange Purchase Document named (DAB) is issued and reported to the land registry.
  • The financing amount is transferred to the seller's account in Turkish Lira. If the title deed transaction is not completed, a FC Housing Finance Undertaking is signed to cover any potential exchange rate differences and costs.

Why Choose FC Housing Finance?

  • A safe and reliable way to own property in Türkiye
  • Flexible repayment options tailored to your foreign currency income
  • Personalized advisory support for all your banking transactions

Application & Information

Private Banking WhatsApp Line + 90 530 917 4114

The entire process is professionally managed by our dedicated Private Banking Customer Relationship managers, ensuring efficiency, clarity, and confidentiality at every step.

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